ARCHIVED TIPS (2006)

After a financial tip is sent, I often wonder what transpires after that ... Read? Deleted? Behavior or attitude change? Further research into topic? Hopefully [when personally relevant], it is reviewed by most of you at that time. After that? It likely turns into an 'out of sight, out of mind' situation... I felt it would be beneficial to provide a summary of past financial tips. I will begin by topically listing ones sent in 2006. Interestingly, of the 25 that were sent (although I had started the financial tip about 6 years prior, I only started blogging during the second half of the year), 23 of them are still as viable today as they were then (of the other 2, one was a "welcome to my blog" and the second addressed student loan consolidation which has endured numerous changes since then). "Hot" links are provided so that you can easily review any prior tips; the date is also listed in the event that the links don't work for you; you can go to the archive on the right side of the tip blog site (http://financialtip.blogspot.com) to review the information.

BUDGETING.
- Emergency Funds (09/2006)
- The “Latte” Factor (08/2006)

CREDIT.
- Credit Myths (10/2006)
- Fair and Accurate Credit Transactions Act (08/2006)
- Specialty Credit Reports (08/2006)

CREDIT CARDS.
- Credit Card Trap Widens (10/2006)
- Negotiating a Lower Credit Card Rate (11/2006)

DEBT ELIMINATION.
- Eliminating Debt – Psychological vs. Financial (11/2006)

FINANCIAL PLANNING.
- Pension Protection Act of 2006 (10/2006)
- Vesting (09/2006)

IDENTITY THEFT.
- Lost Your Wallet (08/2006)

OTHER.
- Extended Warranties – Unwarranted? (12/2006)
- Opting Out of Credit Card Offers (09/2006)
- Opting Out of Unwanted Solicitations (08/2006)
- Personal Finance – Educational Resources (11/2006)
- Record Keeping (09/2006)
- Successful Models in Financial Education (11/2006)

PREDATORY LENDING.
- PayDay Loans (08/2006)

STUDENT LOANS.
- 8% Rule (10/2006)
- Alternative Student Loans (08/2006)
- Grad Plus vs. Private Loans (08/2006)
- Private Student Loan Consolidation (12/2006)
- Student Loans – Legislative Update (08/2006)